Terms of use

I – Legal disclaimer

The information contained in this Website is intended solely to provide general guidance on matters of interest for the personal use of the reader, who accepts full responsibility for its use. The information is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, accounting, tax, or other professional advice or services. As such, it should not be used as a substitute for consultation.

While we have made every attempt to ensure the information contained in this site has been obtained from reliable sources, Innovation in Life is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this site is provided “as is”, with no guarantee of completeness, accuracy, timeliness or the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. Nothing herein shall to any extent substitute for the independent investigations and the sound technical and business judgment of the reader. Laws and regulations are continually changing and can be interpreted only considering factual situations. Certain links within our Website or Social Media Accounts are connected to other sites maintained by third parties that may or may not be presented within a frame on the Website. Innovation in Life has not verified the contents of such third-party sites and does not endorse, warrant, promote or recommend any services or products, that may be provided or accessed through them or any person or body which may provide them. Innovation in Life has not issued or caused to be issued any advertisements which may appear on these Websites or Social Media accounts. 

II – Imprint

Data collection

We collect only personally identifiable information that is specifically and voluntarily provided by visitors to the Innovation in Life Website. Innovation in Life receives limited identifiable information, such as name, title, company address, email address, and telephone numbers, from Website visitors. Typically, identifying information is collected to:

Register for certain areas of the site; Enquire for further information, download a brochure, and provide a provisional value through the claim calculator.

Demographic information, including gender and occupation, is not actively sought, but may be submitted when a visitor responds to an online job application. It is Innovation in Life’s policy to limit the information collected to only the minimum information required to complete a visitor’s request. In any instance where non-mandatory information is sought the Website visitor will be notified of this at the point of collection.

Innovation in Life’s intention is not to seek any sensitive information through our Website unless legally required for recruiting purposes. Sensitive information includes several types of data relating to race or ethnic origin; political opinions; religious or other similar beliefs; trade union membership; physical or mental health; sexual life or criminal record. We suggest that you do not provide sensitive information of this nature. If you do wish to provide sensitive information for any reason, Innovation in Life accepts your explicit consent to use that information in the ways described in this privacy statement or as described at the point where you choose to disclose this information.

III – Third parties

It is Innovation in Life’s policy only to disclose information to third parties under the following circumstances:

  • As required by law through subpoena, search warrant or other legal processes
  • When explicitly requested by a visitor.
  • When required to deliver brochures, newsletters and claims information requested by a visitor.
  • When required to facilitate conferences or events hosted by a third party.

Third-party links:

There are several placed throughout and that may link to other Websites or Social Media sites that do not operate under www.innovationinlife.com and www.innovationinlife.com’s privacy practices. When you link to other Websites or Social Media sites, Innovation in Life’s privacy practices no longer apply. We encourage visitors to review each site’s privacy policy before disclosing any personally identifiable information.

Data retention

Some of the information we receive is not retained. For example, we generally do not keep mailing addresses for white papers. Contact information about visitors (such as information generated though registration for access to areas on the site) will be kept if the information is required to completely service the contact request or until a user requests that we delete that information. Mailing list information, discussion posts and email are kept for only the period considered reasonable to facilitate the visitor’s requests. CVs are disposed of when they are either no longer under consideration or are considered dated by our Human Resources department.


As a policy, visitors are not required to register to gain access to areas of the Innovation in Life Website. In certain circumstances, in the future, as your Innovation in Life Website experience expands, we may require visitors to register to obtain a user-id and password for authentication and secure access to a transaction or certain business confidential or proprietary information services on premium Websites.


Each visitor has the right of access to personal data they have submitted through the Websites to Innovation in Life.
User updates of information should be handled by going back through the registration process. Enquiries about the accuracy of identifying information previously submitted to Innovation in Life through its Website, or requests to have outdated information removed, should be directed to info@innovationinlife.com. Innovation in Life is committed to providing reasonable and practical access to visitors to allow them the opportunity to identify and correct any inaccuracies. When requested and practical, Innovation in Life will delete identifying information from current operational systems.
When personally identifiable information is retained, Innovation in Life assumes responsibility for keeping an accurate record of the information once a visitor has submitted and verified the data. Innovation in Life does not assume responsibility for verifying the ongoing accuracy of the content of personal information. When logistically possible, if Innovation in Life is informed that any personal data collected through a Website is no longer accurate, Innovation in Life will make appropriate corrections based on the updated information provided by the authenticated visitor.


Innovation in Life has implemented generally accepted standards of technology and operational security to protect personally identifiable information from loss, misuse, alteration, or destruction. All Innovation in Life employees follow a company security policy. Only authorised Innovation in Life personnel are provided access to personally identifiable information and these employees have agreed to ensure confidentiality of this information.


Innovation in Life understands the importance of protecting children’s privacy, especially in an online environment. The Innovation in Life site covered by this privacy statement is not intentionally designed for or directed at children 13 years of age or younger. It is Innovation in Life’s policy never to knowingly collect or maintain information about anyone under the age of 13.


Innovation in Life reserves the right to modify or amend this Statement at any time. To keep visitors informed, Innovation in Life will notify users of changes to our Privacy Statement promptly on our global home page at www.innovationinlife.com.


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